United Arab Bank

Last Updated on 14 May 2020

About the Bank

United Arab Bank (UAB) UAE is based in Sharjah & operating with 11 branches throughout the UAE. On 21st January 1975, it was launched as a foreign direct investment among the UAE investors & the French international financial group. It offers a broad range of financial services in corporate & retail banking. It has appointed as a leading solution provider for growing commercial & industrial companies across the UAE. There is a total no. of 6 branches and over 62 ATMs across the UAE.

Banking Products & Services

UAB bank UAE offers various financial products like- loan, cards, accounts & deposits to their customers for improving their wealth management capabilities. 

Column 1 Column 2
Column 1 Value Column 2 Value

Online banking

UAB Online Banking Registration

Once you’ve opened your bank account with UAB, you can proceed for self-registration for internet banking. Before registering, keep the Debit card/ credit card number, account number and registered mobile number.

Steps to register for UAB Internet banking

  1. Visit UAB website (https://www.uab.ae/)
  2. On the homepage, click on login and select personal online
  3. It will redirect you to login page, click on “register for UAB online”
  4. It will redirect you to the online banking registration page
  5. Select anyone among the debit card, credit card, and account number and enter the details
  6. Follow the next 4 simple steps as per the bank, and create the User ID  and password to complete the process
  7. Confirm your registration by login

UAB Online Banking Login

Using United Arab Bank internet banking you can easily operate your bank account from anywhere with just a few clicks. Before logging to internet banking, keep the User ID and password.

Steps to log in to Internet Banking

  1. Visit UAB website (https://www.uab.ae/)
  2. On the homepage, click on login and select personal online
  3. It will redirect you to the login page
  4. Enter the User ID and your internet banking password.
  5. You’ve logged in to your account, now you can access the online banking features

UAB Online Banking Reset password 

United Arab Bank Internet banking provides a lot of banking services online to its customers anytime, anywhere. In case you forgot the password you can quickly reset it online. Before resetting the password, keep the Debit card/ credit card number, account number and registered mobile number.

Steps to change or reset the net banking password

  1. Visit UAB website (https://www.uab.ae/)
  2. On the homepage, click on login and select personal online
  3. It will redirect you to login page, click on “reset password”
  4. Select anyone among the debit card, credit card, and account number and enter the details
  5. Follow the next 3 steps as per the bank, and reset your password
  6. Kudos!! Your password can be reset now and you can log in using the new password

Note: Don’t share your bank passwords, PINs with anyone

Popular Products & Services

United Arab Bank provides various financial services & products to their customers across the UAE. UAB offers Credit Cards, Loans, Bank Accounts, Transaction Banking, Online Banking, Islamic Banking, Deposits etc. Let’s check out its popular financial products –

 Credit Cards:

UAB provides the credit cards facility according to the customer needs. It offers credit cards that are available on AED 6K salary range like, United Arab Bank Infinite Card, United Arab Bank Platinum Card, United Arab Bank Business etc. You can even enjoy the different features like free access to the airport, discounts on hotels & resorts, etc.

Loans & Mortgages:

UAB provides attractive loan options for expatriates and UAE nationals. There are different Loans available like Car Loan, Home Loan, Personal Loan, etc. It offers easy, low-interest loans which can be calculated using Loan Calculator. UAB provides loan on AED 1000 minimum salary.

Bank Accounts:

Various types of bank accounts serve unique needs. It’s wise to put money into the best account, and use the right tools to spend and save, depending on your goals. UAB provides different Bank Accounts according to your requirements like Savings Account, Current Account, Deposits Account, etc.

Credit Card Offers

The bank offers various deals on dining, travel, entertainment etc.

Year Award Award By
2019 CX Innovator – Best Omnichannel Experience award The Genesys Middle East Summit
2018 UAE Emiratization Award The Ministry of Human Resources and Emiratisation
2017 Innovation Award Informatica
2017 Genesys Middle East Award The Genesys Middle East Summit
2014 Best Loyalty Program’ and ‘Best Premium Card’ Awards Banker Middle East Magazine

Customer Support

Customers can get 24/7 support & get in touch with the bank after giving call at  +971 6 5987332 or via this email [email protected].

United Arab Bank Products

Savings Account Provided by United Arab Bank

Escalator Deposits- 2nd six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Fixed Deposits- 2 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Fixed Deposits- 3 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Savings Account
Min Balance to Maintain AED 3K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account Yes
Islamic Escalator Deposits- 2nd six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager Yes
Currency Account No
Islamic Fixed Deposits- 12 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager Yes
Currency Account No
Fixed Deposits- 12 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Islamic Fixed Deposits- 2 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager Yes
Currency Account No
Islamic Savings Account
Min Balance to Maintain AED 3K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager Yes
Currency Account Yes
Fixed Deposits- 1 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Islamic Escalator Deposits- 6th six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager Yes
Currency Account No
Islamic Escalator Deposits- 5th six months
Min Balance to Maintain AED 100K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager Yes
Currency Account No
Islamic Call Deposits
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager Yes
Currency Account No
Escalator Deposits- 5th six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Escalator Deposits- 4th six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Escalator Deposits- 3rd six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Ultra Savings Account
Min Balance to Maintain AED 3K Monthly Fee AED 0
Relatinship Manager Yes Currency Account No
Islamic Fixed Deposits- 1 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager Yes
Currency Account No
Islamic Fixed Deposits- 9 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager Yes
Currency Account No
Islamic Fixed Deposits- 6 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager Yes
Currency Account No
Islamic Escalator Deposits- 4th six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager Yes
Currency Account No
Islamic Escalator Deposits- 3rd six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager Yes
Currency Account No
Fixed Deposits- 6 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Escalator Deposits- 1st six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Fixed Deposits- 9 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Islamic Fixed Deposits- 3 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager Yes
Currency Account No
Islamic Escalator Deposits- 1st six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager Yes
Currency Account No
Call Deposits
InterestRate 0.25% Min Balance to Maintain AED 10K
Monthly Fee AED 0 Annual Fee AED 0
Relatinship Manager No Currency Account No
Escalator Deposits- 6th six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No

Home Loan Provided by United Arab Bank

Home Finance for Expats
Flat Rate 1.79% Minimum Salary AED 20K
Reducing Rate 3.29% Max Loan Amount AED 10000K
Early Settlement Fee 1% Arrangement Fee 0.8%
Down Payment 25% Repayments Up To 25 Years
Advantages ✓ Avail buyout loan facility ✓ Low processing fees on salary transfer ✓ Salary transfer is optional
Home Finance for UAE Nationals
Flat Rate 1.79% Minimum Salary AED 15K
Reducing Rate 3.29% Max Loan Amount AED 10000K
Early Settlement Fee 1% Arrangement Fee 0.8%
Down Payment 20% Repayments Up To 25 Years
Advantages ✓ Avail buyout loan facility ✓ Low processing fees on salary transfer ✓ Salary transfer is optional

Car Loan Provided by United Arab Bank

Used Auto Loan
Flat Rate 5% Minimum Salary AED 6K
Reducing Rate 9.07% Max Loan Amount AED 500K
Early Settlement Fee 1% Down Payment 20%
New Auto Loan
Flat Rate 3.75% Minimum Salary AED 6K
Reducing Rate 6.8% Max Loan Amount AED 500K
Early Settlement Fee 1% Down Payment 20%

Business Loan Provided by United Arab Bank

Business Loan
Flat Rate 8.82% Reducing Rate 16%
Minimum Loan AED 250K Maximum Loan AED 1500K
Time In Business 24 Years Early Settlement Fee 5%
Min Annual Turnover AED 3000K
Tenure 36 Years Approval Time 10 Days
Processing Fee 2%
Islamic Business Finance
Flat Rate 8.82% Reducing Rate 16%
Minimum Loan AED 250K Maximum Loan AED 1500K
Time In Business 24 Years Early Settlement Fee 5%
Min Annual Turnover AED 3000K
Tenure 36 Years Approval Time 10 Days
Processing Fee 2%

Credit Card Provided by United Arab Bank

Infinite Card
ProfitRate 2.79% Fx Rate 3%
Minimum Salary AED 40K Annual Fee AED 0
Balance Transfer Yes Cashback No
Platinum Card
ProfitRate 2.99% Fx Rate 3%
Minimum Salary AED 10K Annual Fee AED 0
Balance Transfer Yes Cashback No
Advantages ✓ 2 UAB rewards on 1 USD ✓ Redeem rewards for travel bookings ✓ Temporary credit limit increase
Titanium Card
ProfitRate 3.19% Fx Rate 3%
Minimum Salary AED 6K Annual Fee AED 0
Balance Transfer Yes Cashback No
Advantages ✓ 1.75 UAB rewards on 1 USD ✓ Redeem rewards for travel bookings ✓ Access to airport lounges
Business Credit Card
ProfitRate 2.99% Fx Rate 3%
Minimum Salary AED 6K Annual Fee AED 0
Balance Transfer Yes Cashback Yes

Personal Loan Provided by United Arab Bank

Personal Loan for Expats
Flat Rate 2.89% Minimum Salary AED 7.5K
Reducing Rate 5.25% Max Loan Amount AED 2000K
Early Settlement Fee 1% Arrangement Fee 1%
Cash Flow Salary Transfer Personal Loan
Flat Rate 2.19% Minimum Salary AED 10K
Reducing Rate 3.99% Max Loan Amount AED 400K
Early Settlement Fee 1% Arrangement Fee 1%
Personal Loan for UAE Nationals
Flat Rate 2.89% Minimum Salary AED 6K
Reducing Rate 5.25% Max Loan Amount AED 2000K
Early Settlement Fee 1% Arrangement Fee 1%

Current Account Provided by United Arab Bank

Islamic Current Account
Min Balance to Maintain AED 0 Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager Yes
Currency Account Yes
Current Account
Min Balance to Maintain AED 0 Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager No
Currency Account Yes

Deposit Account Provided by United Arab Bank

Escalator Deposits- 2nd six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager No
Currency Account No
Fixed Deposits- 2 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager No
Currency Account No
Fixed Deposits- 3 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager No
Currency Account No
Islamic Escalator Deposits- 2nd six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager Yes
Currency Account No
Islamic Fixed Deposits- 12 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager Yes
Currency Account No
Fixed Deposits- 12 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager No
Currency Account No
Islamic Fixed Deposits- 2 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager Yes
Currency Account No
Fixed Deposits- 1 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager No
Currency Account No
Islamic Escalator Deposits- 6th six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager Yes
Currency Account No
Islamic Escalator Deposits- 5th six months
Min Balance to Maintain AED 100K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager Yes
Currency Account No
Escalator Deposits- 5th six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager No
Currency Account No
Escalator Deposits- 4th six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager No
Currency Account No
Escalator Deposits- 3rd six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager No
Currency Account No
Islamic Fixed Deposits- 1 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager Yes
Currency Account No
Islamic Fixed Deposits- 9 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager Yes
Currency Account No
Islamic Fixed Deposits- 6 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager Yes
Currency Account No
Islamic Escalator Deposits- 4th six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager Yes
Currency Account No
Islamic Escalator Deposits- 3rd six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager Yes
Currency Account No
Fixed Deposits- 6 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager No
Currency Account No
Escalator Deposits- 1st six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager No
Currency Account No
Fixed Deposits- 9 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager No
Currency Account No
Islamic Fixed Deposits- 3 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager Yes
Currency Account No
Islamic Escalator Deposits- 1st six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager Yes
Currency Account No
Call Deposits
InterestRate 0.25% Min Balance to Maintain AED 10K
Monthly Fee AED 0 Annual Fee AED 0
Relationship Manager No Currency Account No
Escalator Deposits- 6th six months
Min Balance to Maintain AED 25K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager No
Currency Account No

Childrens Account Provided by CBD

Mustaqbali Saving Scheme
Min Balance to Maintain AED 0 Monthly Fee AED 0
Annual Fee AED 0 Minimum Salary AED 5K
Relationship Manager No

Frequently Asked Questions

GENERAL

⭐ Are there any charges levied for availing online banking services?

No. All UAB customers can avail online banking services for free.

⭐ Is the online banking portal available in regional languages?

The UAB online banking portal is available in English and Arabic.

⭐ Does UAB provides Islamic Banking services as well?

Yes. United Arab bank offers Islamic Banking services as well.

⭐ How to avail UAB online personal banking facility?

For assistance on UAB online personal banking you can check our online banking section listed above.

⭐ What is the United Arab Bank contact number?

You can call on +971 6 5987332 to instantly connect with UAB customer service or you can visit UAB customer care page to get the Contact details of a particular UAB bank branch.

⭐ What is the Location of the United Arab Bank?

UAB is located at several places in UAE. To find the location of UAB anywhere in UAE you can visit UAB customer care page

⭐ What are United Arab Bank branches in the UAE ?

To find the branches of United Arab Bank in UAE you can visit UAB customer care page

⭐ What is the United Arab Bank swift code?

The United Arab Bank Swift code (8 characters)- UARBAEAA

⭐ How to avail United Arab Bank mobile banking facility?

You can download the UAB mobile app and start using United Arab Bank mobile banking and can perform banking activities much easier using your fingertips.

⭐ What is the United Arab Bank helpline number?

For instant help from the United Arab Bank you can call UAB toll free no. 800 474

⭐ What are United Arab Bank timings?

The United Arab Bank timings vary according to branches but most probably it’s timing is- 08:00 AM to 03:00 PM.

ACCOUNTS
⭐ What are the charges for opening the personal account?

It is free of cost for opening the personal account.

⭐ How to check the United Arab Bank account balance ?

For UAB balance check login into UAB online> select account > view account view > generate e-statement to check account balance and transactions.

⭐ Does United Arab Bank provide a salary account?

The United Arab Bank offers a salary account for the customers having minimum salary of 12,500 dirhams with compulsory salary transfer.

⭐ How to open a United Arab Bank account?

You can open the UAB account in the following ways-

  • Visiting the nearest UAB branch
  • Through online banking
  • Through phone banking – customers can call a bank representative
  • Through mobile banking- download the UAB mobile app

⭐ Can I get United Arab Bank ultra savings account details?

The United Arab Bank Ultra savings account is available to UAE nationals and expats. To open the Ultra savings account the minimum amount required is AED 3000.

LOANS
⭐ What is the lowest interest on a personal loan charged by the United Arab bank?

The minimum interest rate charged on a UAB personal loan is 5.25%.

⭐ What is the maximum repayment period for personal loans?

The maximum repayment period for a personal loan is 48 months.

⭐ Can I get United Arab Bank personal loan details?

The United arab offers personal loans to both UAE nationals and expats . The interest rate on personal loans starts from 5.25% (reducing interest rate ).
To get the complete details about UAB personal loan, you can visit UAB personal Loan page

⭐ What is the interest rate of the United Arab Bank personal loan?

The United Arab Bank personal loan interest rate starts from 5.25% for both expats and UAE nationals. For more details on UAB personal loan you can check the personal loan section listed above.

⭐ What is the maximum loan amount provided on United Arab Bank personal loans for expats?

The expats can apply for a maximum of AED 2 million and 48 months tenor.

OTHERS
⭐ What are United Arab Bank fixed deposit rates?

UAB offers up to 2.80% on Flexi fixed deposits.

⭐ How to use the United Arab Bank iban generator?

Visit UAB IBAN generator page > Enter your UAB account number >click on find to generate iban.

Latest Updates About United Arab Bank

To create a secure, and transparent system and to generate trade assets globally United Arab Bank partners with Trade Assets – 28 January 2020

United Arab Bank (UAB) has confirmed its collaboration with TradeAssets, the first blockchain-powered e-marketplace for commercial finance assets in the UAE.

UAB creates 50K fund for disabled people – 22 October 2019

UAB donates AED 50k to the Ajam Club for Disabled people

UAB House Finance Solution – 01 August 2019

UAB has signed 100% house finance solution to the Emirati Citizens