• AED 5,000

    Minimum Salary

    AED 1,770

    Monthly Payment

    2.99%

    Flat Rate

    20%

    Down Payment

    • Whether you are looking for low value or high-value car at competitive rates, Abu Dhabi Islamic Bank offers car financing with up to 60 months payment options.
       
      Features and benefits: 
      • Highly competitive profit rates.
      • Quick approval process.
      • No salary transfer required.
      • Repayment period of up to 60 months.
      • The flat rate of this finance is 2.99% and the equivalent rate in reducing balance is 5.25%. The calculation used is a multiplication of the flat rate by 1.814 and this is indicative only.
      For ADIB salary transfer customers:
      • When the Salary is below AED 20,000 the rate starts at 2.99% for STL and 3.25% for PDC.
      • When the salary is between AED 20,000 to AED 49,000 the rate starts at 2.79% for STL and 2.99% for PDC.
      • When the salary is above AED 50,000 the rate starts at 2.59%.
      Required Documents:
      • Original and copy of valid passport (with valid residence visa for expatriates).
      • Original and copy of valid Emirates ID.
      • Bank account statement (last 3 months).
  • AED 5,000

    Minimum Salary

    AED 1,780

    Monthly Payment

    3.25%

    Flat Rate

    20%

    Down Payment

    • Whether you are looking for a low value or high value car at competitive rates, Abu Dhabi Islamic Bank offers car financing with up to 60 months payment options.
      Features and benefits:
      • Highly competitive profit rates.
      • Quick approval process.
      • No salary transfer required.
      • Repayment period of up to 60 months.
      • The flat rate of this finance is 3.09% and the equivalent rate in reducing balance is 5.61%. The calculation used is a multiplication of the flat rate by 1.814 and this is indicative only.
      • Available for cars as old as 2008 model year.
      For ADIB salary transfer customers:
      • When the salary is below AED 20,000 the rate starts at 3.25% for STL and 3.49% for PDC.
      • When the salary is between AED 20,000 to AED 49,999 the rate starts at 2.99% for STL and 3.25% for PDC.
      • When the salary is above AED 50,000 the rate starts at 2.79%.
  • AED 10,000

    Minimum Salary

    AED 1,780

    Monthly Payment

    3.25%

    Flat Rate

    0%

    Down Payment

    • Looking to finance your dream car with 0% down payment? ADIB Car Ijarah offers 100% financing along with a full comprehensive Takaful cover, extended warranty, and no traffic registration fee.
      Features and benefits:
      • Highly competitive profit rates.
      • Quick approval process.
      • No salary transfer required.
      • Repayment period of up to 60 months.
      • The flat rate of this finance is 3.99% and the equivalent rate in reducing balance is 7.23%. The calculation used is a multiplication of the flat rate by 1.814 and this is indicative only.
      • The profit rate starts at 3.99% for salaried and self employed individuals.
      • 0% down payment option.
      • There is an arrangement fee of AED 1,000.
      • Available for cars as old as 2008 model year.
      For ADIB salary transfer customers:
      • When the salary is below AED 20,000 the rate starts at 3.25% for STL and 3.49% for PDC.
      • When the salary is between AED 20,000 to AED 49,999 the rate starts at 2.99% for STL and 3.25% for PDC.
      • When the salary is above AED 50,000 the rate starts at 2.79%.
  • AED 10,000

    Minimum Salary

    AED 1,770

    Monthly Payment

    2.99%

    Flat Rate

    0%

    Down Payment

    • Looking to finance your dream car with 0% down payment? ADIB Car Ijarah offers 100% financing along with a full comprehensive Takaful cover, extended warranty, and no traffic registration fee.
      Features and benefits:
      • Highly competitive profit rates.
      • Quick approval process.
      • No salary transfer required.
      • Repayment period of up to 60 months.
      • The flat rate of this finance is 3.99% and the equivalent rate in reducing balance is 7.23%. The calculation used is a multiplication of the flat rate by 1.814 and this is indicative only.
      • The profit rate starts at 3.99% for salaried and self employed individuals.
      • 0% down payment option.
      • There is an arrangement fee of AED 1,000.
      For ADIB salary transfer customers:
      • When the Salary is below AED 20,000 the rate starts at 2.99% for STL and 3.25% for PDC.
      • When the salary is between AED 20,000 to AED 49,000 the rate starts at 2.79% for STL and 2.99% for PDC.
      • When the salary is above AED 50,000 the rate starts at 2.59%.
  • AED 5,000

    Minimum Salary

    AED 1,751

    Monthly Payment

    2.45%

    Flat Rate

    20%

    Down Payment

    • Ajman Bank offers auto finance to individuals and corporates through the Islamic principle of Murabaha. As per their commitment they deliver your dream vehicle in a quick and easy manner yet remain true to Shariah principles .
       
      Ajman Bank Car Finance features:
      • Most competitive rate.
      • Available for new & used cars.
      • Financing facility up to AED 600,000.
      • Financing tenure up to 60 months.
      • With or without salary transfer.
      • Simple documentation.
      • Quick approvals.
      • Special Offer for Affluent Customer for Exotic and Luxury Car Finance.
      • Pre-approved Credit card for all Auto Finance Customer.
  • AED 5,000

    Minimum Salary

    AED 1,774

    Monthly Payment

    3.1%

    Flat Rate

    0%

    Down Payment

    • Ajman Bank offers auto finance to individuals and corporates through the Islamic principle of Murabaha. As per their commitment they deliver your dream vehicle in a quick and easy manner yet remain true to Shariah principles .
       
      Ajman Bank Car Finance features:
      • Most competitive rate.
      • Available for new & used cars.
      • Financing facility up to AED 500,000.
      • Financing tenure up to 60 months.
      • With or without salary transfer.
      • Simple documentation.
      • Quick approvals.
      • Special Offer for Affluent Customer for Exotic and Luxury Car Finance.
      • Pre-approved Credit card for all Auto Finance Customer.
  • AED 5,000

    Minimum Salary

    AED 1,773

    Monthly Payment

    3.05%

    Flat Rate

    25%

    Down Payment

    • Individual (Salaried or Self Employed) who are interested in buying their own dream car, the car must be in the UAE and these cars can be New or Used cars.  In addition to the option of buying the car, Ajman bank offers to finance the car accessories & Insurance and service contract to all customers.
      Benefits:
      • Minimum Salary AED 5,000.
      • Competitive Profit Rates.
      •  No Salary Transfer is required.
      • Maximum Finance amount up to AED 600,000.
      • Maximum Finance tenure up to 5 years.
      • Takaful (Insurance), service contract and the accessories can be financed.
      • Finance available for new and used cars.
      • First Installment within 90 days for new cars and 60 days for used cars.
      • Quick and Fast Approvals.
      Required Documents:
      • Duly completed and a signed application form.
      • Valid passport/Khulasat al Khaid Copy/Valid visa/UAE National ID.
      • 3 months Bank statement.
      • Labour card copy.
      • Salary Certificate.
      • Copy of Trade License (Self-employed).
      • Car Quotation from a franchise dealer or Evaluation from an approved evaluator.
  • AED 5,000

    Minimum Salary

    AED 0

    Monthly Payment

    -

    Flat Rate

    50%

    Down Payment

    • Under this product variant, a customer approaches the Bank and requests for financing his dream car while he pays 50% of the car value to the dealer and wants to finance the other 50% with little documentation and no car restrictions.
      Benefits:
      • Only 1 month Bank Statement is required.
      • Extremely Competitive Profit Rates.
      • Minimum Salary AED 5,000.
      • No Salary Transfer is required.
      • Maximum Finance amount up to AED 500,000.
      • Maximum Finance tenure up to 5 years.
      • Finance available for new and used cars.
      • First Installment within 90 days for new cars and 60 days for used cars.
      • Quick and Fast Approvals.
      Required Documents:
      • Duly completed and a signed application form.
      • Valid passport/Khulasat al Khaid Copy/Valid visa/UAE National ID.
      • 1 months Bank statement.
      • Labour card copy.
      • Salary Certificate.
      • Copy of Trade License (Self-employed).
      • Car Quotation from a franchise dealer or Evaluation from an approved evaluator.
  • AED 40,000

    Minimum Salary

    AED 1,761

    Monthly Payment

    2.74%

    Flat Rate

    20%

    Down Payment

    • Ajman Bank offers Exotic Car finance to the high net worth customer to buy their dream luxury cars such as Ferrari, Maserati, Lamborghini, Rolls-Royce, Bentley, Aston Martin and May Bach.
       
      Benefits:
      • Minimum Salary is AED 40,000.
      • No Salary transfer is required.
      • Maximum Finance amount up to AED 500,000.
      • High Finance to Value.
      • Quick and Fast Approvals.
      • Maximum tenure up to 48 Months.

      Required Documents:
      • Duly completed and a signed application form.
      • Valid passport/Khulasat al Khaid Copy/Valid visa/UAE National ID.
      • 3 months Bank statement.
      • Salary Certificate.
      • Copy of Trade License (Self-employed).
      • Car Quotation from a franchise dealer or Evaluation from an approved evaluator.
  • AED 8,000

    Minimum Salary

    AED 1,761

    Monthly Payment

    2.74%

    Flat Rate

    20%

    Down Payment

    • Benefits:
      • Maximum Finance amount up to AED 400,000.
      • Competitive Profit Rates.
      • Competitive Finance to Value.
      • Maximum Finance tenure up to 5 years.
      • Finance available for new and used cars.
      • First Installment within 90 days for new cars and 60 days for used cars.
      • Quick and Fast Approvals.
      Required Documents:
      • Duly completed and a signed application form.
      • Valid passport/Khulasat al Khaid Copy/Valid visa/UAE National ID.
      • Trade license copy.
      • 6 months Bank statement.
      • Car Quotation from a franchise dealer or Evaluation from an approved evaluator.
  • AED 7,000

    Minimum Salary

    AED 1,806

    Monthly Payment

    3.99%

    Flat Rate

    20%

    Down Payment

    • Features
      • Competitive interest rates starting 2.49%.
      • Convenient repayment tenure up to 5 years.
      • High Loan amount.
      • Flexible down payments options.
      • Preferential insurance rates.
      • Quick loan processing time.
      • Dedicated Sales Team - ready to serve you at your convenience.
      Required Documents
      • Valid national ID and valid passport with valid Resident visa (for residents)Recent utility bill in the name of the client e.g. electricity, telephone or rental contract.
      • Latest Salary/Income/Employment verification document.
      • Dealer price quotation.
      • Bank statement of 6 months.
      • Certificate stating vehicle status and market price/value issued from an approved Arab Bank evaluator (for used cars only).
  • AED 5,000

    Minimum Salary

    AED 1,771

    Monthly Payment

    3.0%

    Flat Rate

    20%

    Down Payment

    • Found your dream car already or still working out your budget? When you are figuring out how to pay for it, we can help you on your journey with our fast, easy auto loan.
      Required Documents
      • Valid passport for UAE Nationals
      • Valid passport and UAE resident’s Visa for expatriates
      • Valid Emirates ID
      • Valid UAE driving license
      • Your last three month’s bank statements
      • Salary Certificate
      • Dealer quotation (new car), or;
      • Dealer valuation (used car)