• AED 5,000

    Minimum Salary

    AED 1,770

    Monthly Payment

    2.99%

    Flat Rate

    20%

    Down Payment

    • Whether you are looking for low value or high-value car at competitive rates, Abu Dhabi Islamic Bank offers car financing with up to 60 months payment options.
       
      Features and benefits: 
      • Highly competitive profit rates.
      • Quick approval process.
      • No salary transfer required.
      • Repayment period of up to 60 months.
      • The flat rate of this finance is 2.99% and the equivalent rate in reducing balance is 5.25%. The calculation used is a multiplication of the flat rate by 1.814 and this is indicative only.
      For ADIB salary transfer customers:
      • When the Salary is below AED 20,000 the rate starts at 2.99% for STL and 3.25% for PDC.
      • When the salary is between AED 20,000 to AED 49,000 the rate starts at 2.79% for STL and 2.99% for PDC.
      • When the salary is above AED 50,000 the rate starts at 2.59%.
      Required Documents:
      • Original and copy of valid passport (with valid residence visa for expatriates).
      • Original and copy of valid Emirates ID.
      • Bank account statement (last 3 months).
  • AED 5,000

    Minimum Salary

    AED 1,780

    Monthly Payment

    3.25%

    Flat Rate

    20%

    Down Payment

    • Whether you are looking for a low value or high value car at competitive rates, Abu Dhabi Islamic Bank offers car financing with up to 60 months payment options.
      Features and benefits:
      • Highly competitive profit rates.
      • Quick approval process.
      • No salary transfer required.
      • Repayment period of up to 60 months.
      • The flat rate of this finance is 3.09% and the equivalent rate in reducing balance is 5.61%. The calculation used is a multiplication of the flat rate by 1.814 and this is indicative only.
      • Available for cars as old as 2008 model year.
      For ADIB salary transfer customers:
      • When the salary is below AED 20,000 the rate starts at 3.25% for STL and 3.49% for PDC.
      • When the salary is between AED 20,000 to AED 49,999 the rate starts at 2.99% for STL and 3.25% for PDC.
      • When the salary is above AED 50,000 the rate starts at 2.79%.
  • AED 10,000

    Minimum Salary

    AED 1,780

    Monthly Payment

    3.25%

    Flat Rate

    0%

    Down Payment

    • Looking to finance your dream car with 0% down payment? ADIB Car Ijarah offers 100% financing along with a full comprehensive Takaful cover, extended warranty, and no traffic registration fee.
      Features and benefits:
      • Highly competitive profit rates.
      • Quick approval process.
      • No salary transfer required.
      • Repayment period of up to 60 months.
      • The flat rate of this finance is 3.99% and the equivalent rate in reducing balance is 7.23%. The calculation used is a multiplication of the flat rate by 1.814 and this is indicative only.
      • The profit rate starts at 3.99% for salaried and self employed individuals.
      • 0% down payment option.
      • There is an arrangement fee of AED 1,000.
      • Available for cars as old as 2008 model year.
      For ADIB salary transfer customers:
      • When the salary is below AED 20,000 the rate starts at 3.25% for STL and 3.49% for PDC.
      • When the salary is between AED 20,000 to AED 49,999 the rate starts at 2.99% for STL and 3.25% for PDC.
      • When the salary is above AED 50,000 the rate starts at 2.79%.
  • AED 10,000

    Minimum Salary

    AED 1,770

    Monthly Payment

    2.99%

    Flat Rate

    0%

    Down Payment

    • Looking to finance your dream car with 0% down payment? ADIB Car Ijarah offers 100% financing along with a full comprehensive Takaful cover, extended warranty, and no traffic registration fee.
      Features and benefits:
      • Highly competitive profit rates.
      • Quick approval process.
      • No salary transfer required.
      • Repayment period of up to 60 months.
      • The flat rate of this finance is 3.99% and the equivalent rate in reducing balance is 7.23%. The calculation used is a multiplication of the flat rate by 1.814 and this is indicative only.
      • The profit rate starts at 3.99% for salaried and self employed individuals.
      • 0% down payment option.
      • There is an arrangement fee of AED 1,000.
      For ADIB salary transfer customers:
      • When the Salary is below AED 20,000 the rate starts at 2.99% for STL and 3.25% for PDC.
      • When the salary is between AED 20,000 to AED 49,000 the rate starts at 2.79% for STL and 2.99% for PDC.
      • When the salary is above AED 50,000 the rate starts at 2.59%.