Majid Al Futtaim Finance (Najm)

Last Updated on 14 May 2020

About the Bank

Najm bank is offering one-stop financial solutions since 2008. It provides easy access to finance, allowing you to enjoy your life. Its vision is to create great moments for everyone and every day. It’s headquartered in Dubai with 500+ employees. It empowers its customers across the Middle East & North Africa. Najm bank also offers to its customers with efficient credit card and prepaid solutions services.

Banking Products & Services

Najm bank offers you a wide range of products & services to fulfill your personal & financial needs. Explore all the products & services of Najm bank here –

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Online banking

Najm Online Banking Registration

Once you’ve opened your bank account with Najm, you can proceed for self-registration for internet banking. Before registering, keep the Debit card/ credit card number and registered mobile number.

Steps to register for Najm Internet banking

  1. Visit Najm website (https://www.najm.ae/)
  2. On the homepage, click on “Najm online”
  3. It will redirect you to the eNajm login page, click on “register now”
  4. It will redirect you to the online banking registration page
  5. Enter the registered mobile number and last 4 digits of any primary Credit card
  6. Follow the next 2 steps as per the bank, and create the username and password to complete the process
  7. Confirm your registration by login

Najm Online Banking Login

Using eNajm internet banking you can easily operate your bank account from anywhere with just a few clicks. Before logging to internet banking, keep the Username and password.

Steps to log in to Internet Banking

  1. Visit Najm website (https://www.najm.ae/)
  2. On the homepage, click on “Najm online”.
  3. It will redirect you to the login page
  4. Enter the Username and your internet banking password.
  5. You’ve logged in to your account, now you can access the online banking features

Najm Online Banking Reset password 

Najm Internet banking provides a lot of banking services online to its customers anytime, anywhere. In case you forgot the password you can quickly reset it online. Before resetting the password, keep the Debit card/ credit card number and registered mobile number.

Steps to change or reset the net banking password

  1. Visit Najm website (https://www.najm.ae/)
  2. On the homepage, click on “Najm online”
  3. It will redirect your login page, click on “ forgot password”
  4. Enter the registered mobile number and last 4 digits of any primary Credit card
  5. Follow the next 2 steps as per the bank, and reset your password.
  6. Kudos!! Your password can be reset now and you can log in using the new password.
Note: Don’t share your bank passwords, PINs with anyone.

Popular Products & Services

Najm bank serves its financial products & services which includes – credit cards, prepaid cards, insurance. Here’s the list of its popular products-

Credit Cards:

Najm provides different kind of credit cards that suit everyone’s needs like – Majid Al Futtaim Finance (Najm) One Cashback, Majid Al Futtaim Finance (Najm) Platinum, Majid Al Futtaim Finance (Najm) Voyager Signature, Majid Al Futtaim Finance (Najm) Voyager Platinum,  Majid Al Futtaim Finance (Najm) Platinum Plus Cashback Card. These credit cards are available with a salary range from AED 7K with an annual fee range from AED 0 – AED 523. 

Credit Card Offers

Najm bank offers you a wide range of exciting benefits, discounts on dining, travel, hotels & lifestyle privileges in order to cater to your everyday needs.

Awards & Achievements

Year Award Name Award By
2017

Najm Corporate Card wins – Most Innovative Card of the Year

Seamless Awards
2018 International award for innovation Dubai Quality Group ​

Customer Support

Najm bank facilitates the customers with 24/7 customer support services. Customers can get in touch via call or email on +971 4 293 5811 and [email protected].

Majid Al Futtaim Finance (Najm) Products

Credit Card Provided by Majid Al Futtaim Finance(Najm)

Voyager Signature
ProfitRate  3.25% Fx Rate 3%
Minimum Salary AED 15K Annual Fee AED 523
Balance Transfer Yes Cashback No
Voyager Platinum
ProfitRate 3.25% Fx Rate  3%
Minimum Salary AED 12K Annual Fee AED 208
Balance Transfer Yes Cashback No
Platinum Cashback Card
ProfitRate 3.25% Fx Rate 3%
Minimum Salary AED 7K Annual Fee AED 0
Balance Transfer Yes Cashback Yes
Advantages
✓ 30% cashback on purchases ✓ 50% off on travel bookings ✓ Carrefour rewards every dirham spent
Platinum Plus Cashback Card
ProfitRate 3.25% Fx Rate 3%
Minimum Salary AED 7K Annual Fee AED 420
Balance Transfer Yes Cashback Yes
Advantages
✓ 30% cashback on purchases ✓ 50% off on travel bookings ✓ Carrefour rewards every dirham spent

Credit Card Provided by Majid Al Futtaim Finance (Najm)

Voyager Signature
ProfitRate 3.25% Fx Rate 3%
Minimum Salary AED 15K Annual Fee AED 523
Balance Transfer Yes Cashback No
Voyager Platinum
ProfitRate 3.25% Fx Rate 3%
Minimum Salary AED 12K Annual Fee AED 208
Balance Transfer Yes Cashback No
Platinum Cashback Card
ProfitRate 3.25% Fx Rate 3%
Minimum Salary AED 7K Annual Fee AED 0
Balance Transfer Yes Cashback Yes
Advantages
✓ 30% cashback on purchases ✓ 50% off on travel bookings ✓ Carrefour rewards every dirham spent
Platinum Plus Cashback Card
ProfitRate 3.25% Fx Rate 3%
Minimum Salary AED 7K Annual Fee AED 420
Balance Transfer Yes Cashback Yes
Advantages
✓ 5% cashback as introductory offer ✓ Buy 1 Get 1 free at vox cinemas ✓ 3% cashback at carrefour

Frequently Asked Questions

GENERAL
⭐ How to check Najm card balance?

For this you have to register your phone number or call at 600576256. Make your credit card active & set a PIN. Now you can check your card balance

⭐ How can one use Najm Bank Interactive SMS Services?

Send an SMS to 3135 and get the following information – Credit card Balance Last 3 transactions Last Statement summary Kindly use the registered number for registration

⭐ Is it mandatory to have Najm mobile app to get details of my account?

To get instant details of your account without the mobile app, you can visit Najm Enquiry Page and give your mobile to get the verification code and proceed further.

⭐ Can I withdraw cash using the prepaid card?

No. Prepaid card cannot be used to withdraw cash at ATMs.

⭐ Are there any charges levied on availing instant account enquiry facility?

No. Najm customer can avail instant account enquiry facility for free.

⭐ How to activate najm prepaid card ?

Simply SMS “ACT” last 6 dight of card number and a 4 digit PIN of your choice and send it to 3135.

⭐ What are the requirements for najm card ?

The requirements for Najm Card are-

  • Emirates ID (for UAE Nationals)
  • Salary certificate
  • Security cheque
  • Mini statement from the salary bank account
  • Passport copy with resident visa page
  • 1 month latest personal bank account statement

⭐ What is the Najm Bank Contact number?

You can call on +971 4 293 5811 to instantly connect with Najm Bank customer service or you can visit Najm customer care page to get the Contact details of a particular Najm bank branch.

ACCOUNTS
⭐ Is it mandatory to have Najm mobile app to get details of my account?

To get instant details of your account without the mobile app, you can visit Najm Enquiry Page and give your mobile to get the verification code and proceed further.

⭐ Are there any charges levied on availing instant account enquiry facility?

No. Najm customer can avail instant account enquiry facility for free.

CARDS
⭐ How to check Najm card balance?

For this you have to register your phone number or call at 600576256. Make your credit card active & set a PIN. Now you can check your card balance

⭐ Does Najm offer prepaid cards as well?

Yes. Najm provides prepaid cards as well.

⭐ Can I get najm prepaid card details?

Visit the Najm bank Consumer prepaid card page to get the details of all najm bank prepaid cards

⭐ How to activate najm prepaid card ?

Simply SMS “ACT” last 6 dight of card number and a 4 digit PIN of your choice and send it to 3135.

⭐ How to use a Najm Internet card?

To use the card for online purchases you must register the card by your name and address by logging into- prepaid.maffinance.com.

⭐ What are the requirements for najm card ?

The requirements for Najm Card are-

  • Emirates ID (for UAE Nationals)
  • Salary certificate
  • Security cheque
  • Mini statement from the salary bank account
  • Passport copy with resident visa page
  • 1 month latest personal bank account statement

⭐ Can I get majid al futtaim finance (najm) one cashback credit card details?

Najm One Cashback Card is a card with high cashback and discounts on entertainment, leisure, etc.

⭐ Can I get majid al futtaim finance (najm) platinum cashback card details?

Najm Platinum Cashback Card offers cashback offers.

Frequently Asked Questions

GENERAL
⭐ How to check Najm card balance?

For this you have to register your phone number or call at 600576256. Make your credit card active & set a PIN. Now you can check your card balance

⭐ How can one use Najm Bank Interactive SMS Services?

Send an SMS to 3135 and get the following information – Credit card Balance Last 3 transactions Last Statement summary Kindly use the registered number for registration

⭐ Is it mandatory to have Najm mobile app to get details of my account?

To get instant details of your account without the mobile app, you can visit Najm Enquiry Page and give your mobile to get the verification code and proceed further.

⭐ Can I withdraw cash using the prepaid card?

No. Prepaid card cannot be used to withdraw cash at ATMs.

⭐ Are there any charges levied on availing instant account enquiry facility?

No. Najm customer can avail instant account enquiry facility for free.

⭐ How to activate najm prepaid card ?

Simply SMS “ACT” last 6 dight of card number and a 4 digit PIN of your choice and send it to 3135.

⭐ What are the requirements for najm card ?

The requirements for Najm Card are-

  • Emirates ID (for UAE Nationals)
  • Salary certificate
  • Security cheque
  • Mini statement from the salary bank account
  • Passport copy with resident visa page
  • 1 month latest personal bank account statement

⭐ What is the Najm Bank Contact number?

You can call on +971 4 293 5811 to instantly connect with Najm Bank customer service or you can visit Najm customer care page to get the Contact details of a particular Najm bank branch.

ACCOUNTS
⭐ Is it mandatory to have Najm mobile app to get details of my account?

To get instant details of your account without the mobile app, you can visit Najm Enquiry Page and give your mobile to get the verification code and proceed further.

⭐ Are there any charges levied on availing instant account enquiry facility?

No. Najm customer can avail instant account enquiry facility for free.

CARDS
⭐ How to check Najm card balance?

For this you have to register your phone number or call at 600576256. Make your credit card active & set a PIN. Now you can check your card balance

⭐ Does Najm offer prepaid cards as well?

Yes. Najm provides prepaid cards as well.

⭐ Can I get najm prepaid card details?

Visit the Najm bank Consumer prepaid card page to get the details of all najm bank prepaid cards

⭐ How to activate najm prepaid card ?

Simply SMS “ACT” last 6 dight of card number and a 4 digit PIN of your choice and send it to 3135.

⭐ How to use a Najm Internet card?

To use the card for online purchases you must register the card by your name and address by logging into- prepaid.maffinance.com.

⭐ What are the requirements for najm card ?

The requirements for Najm Card are-

  • Emirates ID (for UAE Nationals)
  • Salary certificate
  • Security cheque
  • Mini statement from the salary bank account
  • Passport copy with resident visa page
  • 1 month latest personal bank account statement

⭐ Can I get majid al futtaim finance (najm) one cashback credit card details?

Najm One Cashback Card is a card with high cashback and discounts on entertainment, leisure, etc.

⭐ Can I get majid al futtaim finance (najm) platinum cashback card details?

Najm Platinum Cashback Card offers cashback offers.