First Abu Dhabi Bank

Last Updated on 14 May 2020

About the Bank

First Abu Dhabi Bank (FAB) was formed as a merger between First Gulf Bank and the National bank of Abu Dhabi. On July 3, 2016, First Gulf Bank and National bank of Abu Dhabi announced that their boards of directors had unanimously voted to recommend a merger of the two banks to shareholders. It has a total of 74 branches in UAE and above 100 ATMs. The international network of FAB covers more than 19 countries worldwide.

Banking Products & Services

FAB UAE offers a wide range of banking products & services like Prepaid Cards, Bank Accounts, Personal Loans, Home Loans, Insurance, etc. Explore all the FAB Products and Services here:

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Online banking

FAB Bank Online Banking Registration

Once you’ve opened your bank account with FAB, you can proceed for self-registration for internet banking. Before registering, keep the account Debit/ Credit card number, registered mobile number, and Customer identification number

Steps to register for FAB  Bank Internet banking

  1. Visit FAB website (https://www.bankfab.com/en-ae/personal)
  2. On the homepage, click on Login and select personal online banking
  3. It will redirect you to the login page, click on “Register now ”
  4. It will redirect you to the online banking registration page
  5. Enter your customer identification number or debit/ credit card number
  6. Read the terms and conditions before you accept it
  7. Follow the next 3 steps and create the username and password to complete the process
  8. Confirm your registration by logging in

FAB Bank Online Banking Login

Using FAB internet banking you can easily operate your bank account from anywhere with just a few clicks. FAB cardholders can make their credit card payments as well. Before logging to internet banking, keep the username and password.

Steps to log in to Internet Banking

  1. Visit the FAB Bank website (https://www.bankfab.com/en-ae/personal)
  2. On the homepage, click on Login and select personal online banking
  3. It will redirect you to the login page
  4. Enter the User ID and password
  5. You’ve logged into your account, now you can access the online banking features

FAB Bank Online Banking Reset password 

FAB Bank Internet banking provides a lot of banking services online to its customers anytime, anywhere. In case you forgot the password you can quickly reset it online. Before resetting the password, keep the account Debit/ Credit card number, registered mobile number, and Customer identification number

Steps to change or reset the net banking password

  1. Visit the FAB Bank website (https://www.bankfab.com/en-ae/personal)
  2. On the homepage, click on Login and select personal online banking
  3. It will redirect you to the login page, click on “forgot password?”
  4. Reset your password either using the User ID, customer identification number or debit/ credit card number
  5. Follow the further steps and reset your Password
  6. Kudos!! Your password can be reset now and you can log in using the new password.

Note: Don’t share bank your password, PINs with anyone.

Popular Products & Services

FAB UAE provides different types of financial products. The flagship products include Credit Cards, Loans, Bank Accounts, etc. There are various rewards offered on FAB products and services. Here are the popular financial products:

 Bank Accounts:
Various types of bank accounts serve unique needs. It’s wise to put money into the best account, and use the right tools to spend and save, depending on your goals.  provides different Bank Accounts according to your requirements like Premier Account, Deposit Accounts, FAB SME Accounts, Savings Accounts, Current Accounts, etc.

Loans & Mortgages:
FAB provides attractive loan options for expatriates and UAE nationals. There are different Loans available at FAB like Home Loan & Personal Loan, Car Loan, etc.

Credit Cards:
FAB offers various credit cards for different purposes to suit everyone’s needs. There are different types of Credit cards available like FAB Visa Platinum Credit Card, FAB Etihad Guest Infinite Credit Card, etc.

Credit Card Offers

FAB UAE offers various discounts, deals, and promotions on car rentals, health supplements, Dining, food, FAB rewards etc.

Awards & Achievements

Year Award Name Award By
2018 Best Bank in the UAE Global Finance
2018 Best Investment Bank in the United Arab Emirates EuroMoney
2018 Best Investment Bank in the UAE Global Finance
2018 Emerging Markets M&A Deal of the Year M & A Atlas Awards

Customer Support

The bank provides customer support 24/7 to its customers. You can get in touch with the bank via call or email on +971 600525500 and [email protected]

FAB Products

Savings Account
Provided by FAB

Elite Gold Savings Account
Min Balance to Maintain: AED 0 Annual Fee: AED 0
Relatinship Manager: Yes Currency Account: Yes
Personal Savings Account
Annual Fee: AED 0 Currency Account: Yes
Call Account
Min Balance to Maintain: AED 3K Monthly Fee: AED 0
Annual Fee: AED 0 Currency Account: Yes
iSave Electronic Account
Min Balance to Maintain: AED 3K Monthly Fee: AED 0
Annual Fee: AED 0 Relatinship Manager: No
Currency Account: No

Home Loan
Provided by FAB

Mortgage loan for Residences in UAE
Flat Rate: 3.99% Minimum Salary: AED 15K
Reducing Rate: 7.23% Max Loan Amount: AED 20000K
Early Settlement Fee : 1.05% Arrangement Fee: 1.05%
Down Payment : 20% Repayments Up To: 25 Years
Mortgage Loan for Investment
Flat Rate: 3.99% Minimum Salary: AED 15K
Reducing Rate: 7.2% Max Loan Amount: AED 20000K
Early Settlement Fee: 1.05% Arrangement Fee: 1.05%
Down Payment: 35% Repayment Up To: 25 Years

Car Loan
Provided by FAB

Car loan for Salaried Individuals
Flat Rtae: 2.35% Max Loan Amount: AED 1500K
Early Settlement Fee: 1.05% Down Payment: 20%
Car loan for Self-Employed Individuals
Flat Rate: 3% Max Loan Amount: AED 500K
Early Settlement Fee: 1.05% Down Payment: 20%
Etihad Guest Car Loan
Flat Rate: 2.99% Max Loan Amount: AED 500K
Early Settlement Fee: 1.05% Down Payment: 20%

Credit Card
Provided by FAB

Etihad Guest Infinite Credit Card
Profit Rtae: 3.5% Fx Rate: 2.05%
Minimum Salary: AED 30K Annual Fee: AED 2.5K
Balance Transfer: Yes Cashback: No
GEMS Titanium Mastercard Credit Card
Profit Rate: 3.5% Fx Rate: 2.05%
Minimum Salary: AED 5K Annual Fee: AED 0
Balance Transfer: Yes
Visa Infinite Credit Card
Profit Rate: 3.5% Fx Rate: 2.05%
Minimum Salary: AED 30K Annual Fee: AED 0
Balance Transfer: Yes Cashback: No
Visa Signature Credit Card
Profit Rate: 3.5% Fx Rate: 2.05%
Minimum Salary: AED 15K Annual Fee: AED 0
Balance Transfer: Yes
Visa Platinum Credit Card
Profit Rate: 3.5% Fx Rate: 2.05%
Minimum Salary: AED 8K Annual Fee: AED 0
Balance Transfer: Yes Cashback: No
Advantages ✓ Get 1.75 Stars on 1 AED ✓ Discounts on movie tickets
Abu Dhabi Platinum Credit Card
Profit Rate: 3.5% Fx Rate: 2.05%
Minimum Salary: AED 15K Annual Fee: AED 550
Balance Transfer: Yes
Etihad Guest Signature Credit Card
Profit Rate: 3.5% Fx Rate: 2.05%
Minimum Salary: AED 15K Annual Fee: AED 1.5K
Balance Transfer: Yes
Etihad Guest Platinum Credit Card
Profit Rate: 3.5% Fx Rate: 2.05%
Minimum Salary: AED 8K Annual Fee: AED 500
Balance Transfer: Yes
Abu Dhabi Titanium Credit Card
Profit Rate: 3.5% Fx Rate: 2.05%
Minimum Salary: AED 5K Annual Fee: AED 500
Balance Transfer: Yes
Classic Credit Card
Profit Rate: 3.5% Fx Rate: 2.05%
Minimum Salary: AED 5K Annual Fee: AED 0
Balance Transfer: Yes
Standard Credit Card
Profit Rate: 3.5% Fx Rate: 2.05%
Minimum Salary: AED 5K Annual Fee: AED 0
Balance Transfer: Yes
Al Futtaim World Elite Mastercard Credit Card
Profit Rate: 2.08% Fx Rate: 2.05%
Minimum Salary: AED 40K Annual Fee: AED 0
Balance Transfer: Yes
Al Futtaim Platinum Mastercard Credit Card
Profit Rate: 1.66% Fx Rate: 2.05%
Minimum Salary: AED 8K Annual Fee: AED 0
Balance Transfer: Yes
du Platinum Credit Card
Profit Rate: 3.5% Fx Rate: 2.05%
Minimum Salary: AED 8K Annual Fee: AED 550
Balance Transfer: Yes
du Titanium Credit Card
Profit Rate: 3.5% Fx Rate: 2.05%
Minimum Salary: AED 5K Annual Fee: AED 500
Balance Transfer: Yes
Manchester City Infinite Credit Card
Profit Rate: 3.5% Fx Rate: 2.05%
Minimum Salary: AED 30K Annual Fee: AED 550
Balance Transfer: Yes
Manchester City Titanium Credit Card
Profit Rate: 3.5% Fx Rate: 2.05%
Minimum Salary: AED 5K Annual Fee: AED 500
Balance Transfer: Yes

Personal Loan
Provided by FAB

Etihad Guest Personal loan
Flat Rate: 5.49% Minimum Salary: AED 7K
Early Settlement Fee: 1.05% Arrangement Fee: 1.05%
Personal loan for UAE Nationals
Flat Rate: 5.12% Minimum Salary : AED 7K
Reducing Rate: 9.29% Max Loan Amount: AED 5000K
Early Settlement Fee: 1.05% Arrangement Fee: 1.05%
Personal loan for Expats
Flat Rate: 2.19% Minimum Salary: AED 7K
Reducing Rate: 3.99% Max Loan Amount: AED 2000K
Early Settlement Fee: 1.05% Arrangement Fee: 1.05%
Advantages ✓ Personal life insurance coverage is provided ✓ Quick approval
Debt Consolidation loan
Flat Rate: 5.12% Minimum Salary: AED 10K
Reducing Rate: 9.29% Max Loan Amount: AED 5000K
Early Settlement Fee: 1.05% Arrangement Fee: 1.05%
Buyout Loans
Flat Rate: 2.61% Minimum Salary: AED 10K
Reducing Rate: 4.74% Max Loan Amount: AED 5000K
Early Settlement Fee: 1.05% Arrangement Fee: 1.05%
Secured Loans
Flat Rate: 1.62% Minimum Salary: AED 10K
Reducing Rate: 2.94% Max Loan Amount: AED 5000K
Early Settlement: 1.05% Arrangement Fee: 1.05%
New to Country/New to Employment Loans
Flat Rate: 5.12% Minimum Salary: AED 10K
Reducing Rate: 9.29% Max Loan Amount: AED 600K
Early Settlement: 1.05% Arrangement Fee: 1.05%

Current Account
Provided by FAB

Etihad Guest Elite Gold Current Account
Min Balance to Maintain: AED 0 Annual Fee: AED 0
One Bank Account
Monthly Fee: AED 0 Annual Fee: AED 0
Minimum Salary: AED 10K Relationship Manager: Yes
Currency Account: No
Etihad Guest Account
Min Balance to Maintain: AED 0 Annual Fee: AED 0
Minimum Salary: AED 10K
Personal Current Account
Min Balance to Maintain: AED 0 Monthly Fee: AED 0
Currency Account: Yes
Elite Gold Current account
Min Balance to Maintain: AED 0 Monthly Fee: AED 0
Annual Fee: AED 0 Relationship Manager: Yes
Currency Account: Yes

Deposit Account
Provided by FAB

Fixed Deposits
Min Balance to Maintain: AED 5K Monthly Fee: AED 0
Annual Fee: AED 0 Relationship Manager: Yes
Currency Account: Yes
Smart Deposit Account
Monthly Fee: AED 0 Annual Fee: AED 0
Currency Account: Yes
Emirati Al Awwal Savings Certificates
Min Balance to Maintain: AED 1K Currency Account: No

Islamic Account
Provided by FAB

Emirati Al Awwal Savings Certificates
Min Balance to Maintain: AED 0\1K Currency Account: No

Premier Account
Provided by FAB

Etihad Guest Elite Gold Current Account
Min Balance to Maintain: AED 0 Annual Fee: AED 0
Elite Gold Current account
Min Balance to Maintain: AED 0 Monthly Fee: AED 0
Annual Fee: AED 0 Relationship Manager: Yes
Currency Account: Yes
Elite Gold Savings Accountt
Min Balance to Maintain: AED 0 Annual Fee: AED 0
Relatinship Manager: Yes Currency Account: Yes

SME Account
Provided by FAB

Business Basic Account
Interest Rate: 0% Min Balance to Maintain: AED 50K
Currency Account: Yes
Business Advantage Account
Min Balance to Maintain: AED 250K Relationship Manager: Yes
Currency Account: Yes
Business Preferred Account
Min Balance to Maintain: AED 500K Relatinship Manager: No
Currency Account: Yes

Frequently Asked Questions

GENERAL
⭐ What will happen when we have accounts on both NBAD and FGB banks?

Both accounts will continue to remain active unless you decide to close one.

⭐ Does FAB offer Islamic banking as well?

Yes. FAB offers Islamic Banking services.

⭐ Even businesses can avail Islamic Banking services?

Yes. Businesses can also avail islamic banking services.

⭐ What is the Location of FAB Bank ?

To find the location of FAB Bank anywhere in UAE you can visit FAB customer care page.

⭐ What is the FAB Bank swift code?

The FAB Swift code (11 characters)- NABDAEAADIR

⭐ FAB Bank branches in UAE?

To find the branches of FAB Bank in UAE you can visit FAB customer care page.

⭐ What is the FAB Bank Contact number?

You can call on +971 600525500 to instantly connect with FAB Bank customer service or you can visit FAB customer care page to get the Contact details of a particular FAB bank branch.

ACCOUNTS
⭐ Do we need to maintain the minimum balance in every account when we have multiple accounts with FAB?

No, as long as all of your accounts’ total balance meets your minimum total balance requirement.

⭐ How to avail FAB bank online banking login?

To get the details of FAB Bank online login you can check the online banking section listed above.

⭐ How to register for FAB mobile banking?

Download the FAB mobile app and use your customer ID, debit card or credit card and enter the OTP received on your registered email address.
Set up the PIN for Fab mobile banking and enjoy the banking at your fingertips

CARDS
⭐ Do we get prepaid cards at FAB?

Yes. FAB provides Prepaid cards as well.

Latest Updates About FAB

For merchants FAB launches innovative “payment as a platform” – 02 March 2020

A new “payment as a platform” for merchants has been launched by First Abu Dhabi Bank (FAB). This platform will consolidate a full range of payment needs into a single, digital-first package.

First Abu Dhabi Bank adds Al Khobar to its growing branch network in Saudi Arabia – 29 October 2019

First Abu Dhabi Bank (FAB), the largest bank in the UAE and one of the largest and most secure financial institutions in the world, has expanded its operations in Saudi Arabia by opening a branch in Al Khobar.