Ajman Bank

Last Updated on 14 May 2020

About the Bank

The Bank was established in 2007 as the first Islamic bank incorporated in Ajman’s Emirate. In February 2008, its shares were listed on the Dubai Financial Market, and the Bank officially opened and started operations from two branches in Ajman in 2009.

The Bank now has UAE-wide branches and ATMs. This bank has a total of 8 branches and 35 ATMs’ in the UAE. Ajman Bank has correspondent banking relationships across several countries in the Middle East, North Africa, Asia, Europe, and America with well-known banks and financial institutions.

Banking Products & Services

Ajman Bank offers a wide range of banking products & services like Consuming Banking, Wholesale Banking, etc. Explore all the Ajman Bank Products and Services here:

Column 1 Column 2
Column 1 Value Column 2 Value

Online banking

Ajman Bank Online Banking Registration

Once you’ve opened your bank account with Ajman bank, you can proceed for self-registration for internet banking. Before registering, keep the account number, Debit/Credit card number and registered mobile number

Steps to register for Ajman Bank Internet banking

  1. Visit Ajman Bank website (https://www.ajmanbank.ae/site/)
  2. On the homepage, click on online banking and select consumer internet  banking
  3. It will redirect you to the login page, click on “New User Register”
  4. It will redirect you to the online banking registration page
  5. You can self register either with  account no./ mobile no. or cards/TPIN
  6. Follow the further steps and create the User ID and password to complete the process
  7. Confirm your registration by logging in

Ajman Bank Online Banking Login

Using Ajman internet banking you can easily operate your bank account from anywhere with just a few clicks. Before logging to internet banking, keep the username and password.

Steps to log in to Internet Banking

  1. Visit Ajman Bank website (https://www.ajmanbank.ae/site/)
  2. On the homepage, click on online banking and select consumer internet  banking
  3. It will redirect you to the login page
  4. Enter the User ID and password
  5. You’ve logged into your account, now you can access the online banking features

Ajman Bank  Online Banking Reset password 

Ajman Bank Internet banking provides a lot of banking services online to its customers anytime, anywhere. In case you forgot the password you can quickly reset it online. Before resetting the password, keep the account number, Debit/Credit card number and registered mobile number.

Steps to change or reset the net banking password

  1. Visit Ajman Bank website (https://www.ajmanbank.ae/site/)
  2. On the homepage, click on online banking and select consumer internet  banking
  3. It will redirect you to the login page, click on “forgot password?”
  4. You can reset the password either with account no. /mobile no. or cards/TPIN
  5. Follow the further steps and reset your Ajman Bank Password
  6. Kudos!! Your password can be reset now and you can log in using the new password.

Note: Don’t share your bank passwords, PINs with anyone.

Popular Products & Services

AJMAN Bank provides different types of financial products in the UAE and other regions. The flagship products include Credit Cards, Loans, Bank Accounts, etc. Here are the popular financial products:

Credit Cards:
AJMAN Bank offers various credit cards for different purposes to suit everyone’s needs. There are different types of Credit cards available with a salary range from AED 8K. Like, Ajman Bank Power Gold, Ajman Bank RoadMiles Classic Card, & Ajman Bank Power Platinum, etc.

Loans & Mortgages:
AJMAN Bank provides attractive loan options for expatriates and UAE nationals. There are different loans available at AJMAN Bank like Car Loan, Home Loan, & Personal Loans, etc.

Bank Accounts:
Various types of bank accounts serve unique needs. It’s wise to put money into the best account, and use the right tools to spend and save, depending on your goals. AJMAN Bank provides different Bank Accounts according to your requirements like Savings Account, Current Account, & Deposit Account, etc.

Credit Card Offers

Bank offers various discounts, deals, and promotions on shopping, dining, travel, hotels, entertainment, education, health, and wellness, etc.

Awards & Achievements

Year Award Name Award By
2018 Fastest growing bank in the UAE Bankers Middle East Industry Awards
2017 Most Improved call center Award Ethos
2016 2nd  Best Call Center in the UAE Award Ethos
2016 Zakat Card. Innovative Solution Award MasterCard

Customer Support

The bank provides customer support 24/7 to its customers. You can get in touch with the bank via call or email on 80022 and [email protected].

Ajman Bank Products

Savings Account
Provided by Ajman Bank

Savings Account
Min Balance to Maintain AED 3K Monthly Fee AED 0
Annual Fee AED 0 Relationship Manager No
Currency Account Yes

Home Loan
Provided by Ajman Bank

Home Finance for Expats
Flat Rate 1.98% Minimum Salary AED 20K
Reducing Rate 3.59% Max Loan Amount AED 15000K
Early Settlement Fee 1% Arrangement Fee 1%
Down Payment 25% Repayments Up To 25 Years
Advantages ✓ Quick approval ✓ Free takaful life insurance ✓ Hassle free documentation
Home Finance for UAE Nationals
Flat Rate 1.98% Minimum Salary AED 15K
Reducing Rate 3.59% Max Loan Amount AED 15000K
Early Settlement Fee 1% Arrangement Fee 1%
Down Payment 20% Repayments Up To 25 Years
Advantages ✓ Quick approval ✓ Free takaful life insurance ✓ High finance
Home Finance for Non-Residents
Flat Rate 2.53% Minimum Salary AED 40K
Reducing Rate 4.59% Max Loan Amount AED 5000K
Early Settlement Fee 1% Arrangement Fee 1%
Down Payment 50% Repayments Up To 15 Years

Car Loan
Provided by Ajman Bank

Standard Car Loan
Flat Rate 2.74% Minimum Salary AED 5K
Reducing Rate 5.2% Max Loan Amount AED 600K
Early Settlement Fee 1% Down Payment 20%
Exotic Car Finance
Flat Rate 2.74% Minimum Salary AED 40K
Reducing Rate 5.2% Max Loan Amount AED 500K
Early Settlement Fee 1% Down Payment 20%
Self-Employed Finance Offer
Flat Rate 2.74% Minimum Salary AED 8K
Reducing Rate 5.2% Max Loan Amount AED 400K
Early Settlement Fee 1% Down Payment 20%

Credit Card
Provided by Ajman Bank

Power Gold
Fx Rate 3.5% Minimum Salary AED 5K
Annual Fee AED 200 Balance Transfer No
Cashback No
Advantages ✓ Earn 1 Rewards point for every AED 10 spent ✓ Up to 4 supplementary credit cards ✓ Up to 100% cash withdrawal allowed
Power Platinum
Fx Rate 2.5% Minimum Salary AED 10K
Annual Fee AED 300 Balance Transfer No
Cashback No
RoadMiles Classic Card
Fx Rate 2.5% Minimum Salary AED 5K
Annual Fee AED 100 Balance Transfer No
Cashback No
Power World
Fx Rate 3.5% Minimum Salary AED 10K
Annual Fee AED 400 Balance Transfer No
Cashback No
Advantages ✓ 1 power point per 10 AED spent ✓ Free access to airport lounges ✓ 100% cash withdrawal limit
RoadMiles Platinum Card
Fx Rate 4% Minimum Salary AED 5K
Annual Fee AED 200 Balance Transfer No
Cashback No
RoadMiles Premium Card
Fx Rate 3.5% Minimum Salary AED 5K
Annual Fee AED 150 Balance Transfer No
Cashback No
Advantages ✓ 1 miles on every AED 1 spend ✓ 100% cash withdrawal limit ✓ Free i-choose credit card for online shopping

Personal Loan
Provided by Ajman Bank

Take Over Finance
Flat Rate 3.18% Minimum Salary AED 20K
Reducing Rate 5.99% Max Loan Amount AED 4500K
Early Settlement Fee 1% Arrangement Fee 1%
Education Finance for Expats (STL)
Flat Rate 3.17% Minimum Salary AED 8K
Reducing Rate 5.75% Max Loan Amount AED 1000K
Early Settlement Fee 1% Arrangement Fee 1%
Service Ijarah
Flat Rate 4.13% Minimum Salary AED 8K
Reducing Rate 7.5% Max Loan Amount AED 3000K
Early Settlement Fee 1% Arrangement Fee 1%
Education Finance for UAE Nationals (STL)
Flat Rate 3.17% Minimum Salary AED 8K
Reducing Rate 5.75% Max Loan Amount AED 750K
Early Settlement Fee 1% Arrangement Fee 1%
Personal Finance for Hajj & Umrah for UAE Nationals (STL)
Flat Rate 3.3% Minimum Salary AED 8K
Reducing Rate 5.99% Max Loan Amount AED 300K
Early Settlement Fee 1% Arrangement Fee 1%
Personal Finance for Hajj & Umrah for Expats (STL)
Flat Rate 5.51% Minimum Salary AED 6.5K
Reducing Rate 10% Max Loan Amount AED 300K
Early Settlement Fee 1% Arrangement Fee 1%
Personal Finance – Goods Murabaha for UAE Nationals
Flat Rate 3.17% Minimum Salary AED 8K
Reducing Rate 5.75% Max Loan Amount AED 3000K
Early Settlement Fee 1% Arrangement Fee 1%
Personal Finance – Goods Murabaha for Expats
Flat Rate 3.3% Minimum Salary AED 6.5K
Reducing Rate 5.99% Max Loan Amount AED 1000K
Early Settlement Fee 1% Arrangement Fee 1%

Current Account
Provided by Ajman Bank

Current Account
Min Balance to Maintain AED 3K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No

Deposit Account
Provided by Ajman Bank

Term Deposit – 1 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Term Deposit – 6 months
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Term Deposit – 9 months
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Term Deposit – 12 months
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Term Deposit – 3 months
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No

Islamic Account
Provided by Ajman Bank

Current Account
Min Balance to Maintain AED 3K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Savings Account
Min Balance to Maintain AED 3K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account Yes
Term Deposit – 1 month
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Term Deposit – 6 months
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Term Deposit – 9 months
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Term Deposit – 12 months
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No
Term Deposit – 3 months
Min Balance to Maintain AED 10K Monthly Fee AED 0
Annual Fee AED 0 Relatinship Manager No
Currency Account No

SME Account
Provided by Ajman Bank

Business Current Account
Interest Rate 0% Min Balance to Maintain AED 10K
Monthly Fee AED 100 Relationship Manager Yes
Currency Account Yes Approval Time 3 Days
Local Transfer Cost AED 0 International Transfer Cost AED 0
Business Term Deposit
Interest Rate 0.93% Min Balance to Maintain AED 10K
Currency Account Yes Approval Time 3 Days

Frequently Asked Questions

GENERAL
⭐ What is 3D Secure?

3D Secure is a free Ajman Bank service that enables you to securely transact online with your Credit Card. 3D Secure provides an additional layer of digital transaction authentication to ensure additional security.

⭐ How do I get 3D Secure Registration?

There is no need to sign-up. This feature is activated on your card automatically. Please make sure that your latest mobile phone number has been updated with the bank because records will send OTP to your mobile number.

⭐ What is tpin Ajman Bank?

The Ajman Bank tpin i.e telephone pin is the password to perform Internet banking. To view your online account and perform online activities.

⭐ What is the Ajman Bank swift code?

The Ajman Bank Swift code (8 characters)- AJMNAEAJ

⭐ Where is Ajman Bank headquarters?

The Ajman Bank headquarter is located in Ajman free zone, mina road, United Arab Emirates.

⭐ Where are Ajman Bank branches in the UAE?

To find the branches of Ajman Bank in UAE you can visit Ajman Bank customer care page

⭐ How to login to Ajman Bank online banking facility?

You can check our online banking section for assistance on Ajman Bank online banking

ACCOUNTS
⭐ Can businesses also avail Ajman Bank Online Banking services?

Yes. Businesses can avail Ajman Bank Online Banking services.

⭐ Does Ajman Bank offer payroll account?

Yes. Ajman Bank provides payroll accounts services with good benefits like no minimum balance requirement and can open with minimal documentation.

⭐ Is the savings account provided at Ajman bank an interest bearing account?

Yes. Ajman Bank Saving Account is an interest bearing account.

⭐ How to open Ajman Bank account?

You can open the Ajman Bank in following ways-

  • Visiting the nearest Ajman Bank branch
  • Through online banking
  • Through phone banking – customer can call bank representative on 80022

⭐ How to close Ajman Bank account?

To close the Ajman Bank account one has to visit the nearest Ajman Bank branch and submit the request to close the account.

⭐ How to open Ajman Bank savings account

To open a savings account in Ajman Bank you need to maintain a minimum balance of AED 3k. Click here you to know in details about Ajman Bank savings account

⭐ Can I get Ajman Bank salary account details ?

The Ajman Bank salary account can be opened with minimum documentation and there is no minimum balance requirement .
The account can be opened through Ajman Bank doorstep service

⭐ Does Ajman Bank offer business accounts?

Yes, Ajman Bank offers business accounts. Click here to get detail about Ajman Bank business account

⭐ How to login to Ajman Bank online banking facility?

You can check our online banking section for assistance on Ajman Bank online banking

⭐ Is Ajman Bank mobile banking provided for free?

Yes. You can download the Ajman Bank mobile app for mobile banking. The Ajman Bank mobile banking is simple and easy to use .

⭐ How to get Ajman Bank online statement

You can get your Ajman bank account statement through online banking or mobile banking.

LOANS
⭐ Can I get Ajman Bank personal loan details?

The Ajman Bank provides personal loans with high competitive profit rates. You can check the Ajman Bank personal product list to know the types of personal loans, eligibility and documents required.

⭐ What is Ajman Bank personal loan minimum salary requirement?

The minimum salary required for Ajman Bank personal loan for-

  • UAE National- AED 8k
  • Expats- AED 6.5k

⭐ What is Ajman Bank personal loan interest rate?

The Ajman Bank offers different interests depending on the type of personal loan. You can check the interest rate of Ajman Bank personal loans in the product list above.

⭐ How do I get Ajman Bank home loan interest rates and other details?

To know about Ajman Bank home loan interest rates and details you can check the product list section above.

⭐ Does Ajman Bank offer education finance?

Yes. Ajman Bank offers education finance. Click here to get to know about Ajman Bank education finance

⭐ Ajman Bank car loan is provided for used cars as well?

Yes. Ajman bank offers car loans for used cars as well. To know about Ajman Bank car loan you can check the product list section above.

CARDS
⭐ What is Ajman Bank Bright Card?

Ajman Bright Card is travel credit card that comes with a wide range of travel offers and benefits

⭐ What is the minimum salary required for Ajman Bank credit card?

The minimum salary required for Ajman Bank credit card is AED 5000. You can check the credit card page for more details on Ajman Bank credit cards.

OTHERS
⭐ Are there any offers provided by Ajman Bank for children school fees?

Ajman Bank credit cardholders can convert the school fee payments to 0% EPP for 12 months tenure.

Latest Updates About Ajman Bank

Ajman Bank signs digitization deal with Avanza Solutions – 10 December 2019

The digital banking advancement in Ajman Bank will help the customers avail banking services at ease with quick and easy access to bank accounts, rewards, discounts and much more.