Abu Dhabi Commercial Bank (ADCB)

Last Updated on 04 May 2020

About the Bank

Abu Dhabi Commercial Bank is best known as ADCB, one of the top banks in the UAE. It was founded in 1985 with its headquarters in Abu Dhabi. It provides retail, investment, merchant, brokerage, and fund management activities. There are overall 72 branches & 450 ATMs across the UAE.

From the day formed in 1985, it has been giving its good services till today. At the end of 2011, ADCB is the third-largest bank in the UAE and the second-largest by capital in Abu Dhabi, at AED 184 billion. Recently, in 2019 Union National Bank (UNB) and Al Hilal Bank were merged with ADCB.

Banking Products and Services

ADCB offers a wide range of banking products & services like Credit Cards, Bank Accounts, Personal Loans, Home Loans, Car Loans, Business Loans, Wealth Management services, Islamic banking, etc. Explore all the ADCB Products and Services here: 

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Online Banking

ADCB Online Banking Registration

Once you’ve opened your bank account with ADCB, you can proceed with self-registration for internet banking. Before registering, keep the Credit Card, Debit Card, IPIN, Customer ID, and Bank account details.

Steps to register for ADCB Internet banking

  1. Visit ADCB website (https://www.adcb.com/en/personal/)
  2. On the homepage, click on the drop-down(from login button) and choose personal banking
  3. It will redirect you to the login page, click on “Not Registered? Click here to register”
  4. It will redirect you the online banking registration page
  5. Select ADCB Credit Card or Debit Card or iPIN
  6. Enter the card details or customer id, pin number, password, accept T&C after reading it and submit
  7. Enter the OTP received on your registered mobile number
  8. Confirm your registration by login

ADCB Online Banking Login

Using ADCB internet banking you can easily operate your bank account from anywhere with just a few clicks. Before logging in to internet banking, keep the login id and password.

Steps to log in to Internet Banking

  1. Visit ADCB website (https://www.adcb.com/en/personal/)
  2. In the menu, click on the drop-down(from login button) and choose personal banking
  3. It will redirect you to the  login page
  4. Enter the User ID and Password & click on the Login button
  5. You’ve logged in to your account, now can access the online banking features

ADCB Online Banking Reset Password

ADCB Internet banking provides a lot of banking services online to its customers anytime, anywhere. In case you forgot the password you can quickly regenerate it online. Before resetting the password, keep the Credit Card or Debit Card and Pin Number to change or reset your password.

Steps to change or reset the net banking password

  1. Visit ADCB website (https://www.adcb.com/en/personal/)
  2. In the menu, click on the drop-down(from login button) and choose personal banking
  3. It will redirect you to the login page, click on ‘Forgot Password?’
  4. Select ADCB Credit Card or Debit Card or iPIN
  5. Enter the card details or customer id, pin number, password and submit
  6. Enter the OTP received on your registered mobile number and confirm
  7. Kudos! Your password has been changed and now you can log in using the new password

Note: Don’t share your bank passwords, PINs  with anyone

Popular Products & Services

Abu Dhabi Commercial Bank (ADCB) provides different types of financial products in the UAE and other regions. The flagship products include Credit Cards, Loans, Bank Accounts, uBank, Islamic Banking, etc. Here are the popular financial products:

Credit Cards:
ADCB offers various credit cards for different purposes to suit everyone’s needs. There are different types of Credit cards available with a salary range from AED 8K. Like, ADCB Touchpoints Infinite Credit Card, ADCB Lulu Platinum Credit Card, ADCB Touchpoints Platinum Credit Card, ADCB Traveller Credit Card, etc. You can even enjoy the different features like High discounts on travel bookings, careem rides, movie tickets, etc with an annual fee ranges from AED 0 – AED 2.6K and many more.

Loans & Mortgages:
ADCB provides attractive loan options for expatriates and UAE nationals. There are different Loans available at ADCB like Car Loan, Home Loan, Personal Loan & Business Loans. It offers easy, low-interest loans which can be calculated using Loan Calculator. It provides competitive rates, low-cost loans, and long tenures and simple eligibility requirements with minimum salary required is AED 5,000.

Bank Accounts:
Various types of bank accounts serve unique needs. It’s wise to put money into the best account, and use the right tools to spend and save, depending on your goals. ADCB provides different Bank Accounts according to your requirements like Savings Account, Current Account, ADCB Children Account, Premier Account, Islamic Account, etc.

uBank:
uBank is ADCB’s new digital banking center that transforms your banking operation.

uBank allows customers to instantly:

  • Get a new ADCB credit card

  • Open an Instant Account at most locations

  • Replace your ADCB debit or credit card

  • Print cheques

Islamic Banking:
ADCB is providing Islamic Banking Services from 2008. It is a separate business unit of the Bank. It was launched in September 2008.

Credit Card Offers

Bank offers various discounts, deals, and promotions on shopping, dining, travel, hotels, entertainment, education, health, and wellness, etc.

Awards & Achievements

Year Award Name Award By
2018 Credit Card Product of the Year 2018 in the Middle East The Asian Banker
2018 Best a nity Credit Card in the Middle East & Asia/Oceania Freddie Awards
2018 Best Service Cash Management in the UAE—Non-FI Eurpmoney Cash Management Survey
2017 Islamic Banker of the Year 2017 Award Global Islamic Finance Awards (GIFA)
2017 Best Contact Centre in the Region” for Contact Centre Gulf Customer Experience Awards

Customer Support

The bank provides customer support 24/7 to its customers. You can get in touch with the bank via call or email on +971 600502030 and [email protected].

ADCB Products

Savings Account Provided by ADCB

Etihad Guest Savings Account
Min Balance to Maintain: AED 0 Monthly Fee: AED 25
Annual Fee: AED 0 Relatinship Manager: No
Currency Account: No
Active Saver Account
Min Balance to Maintain: AED 0 Monthly Fee: AED 0
Annual Fee: AED 0 Relatinship Manager: No
Currency Account: No
Islamic Banking : Millionaire Destiny Savings Account (MDSA)
Min Balance to Maintain: AED 0 Monthly Fee: AED 0
Annual Fee AED 0 Monthly Salary AED 8K
Relatinship Manager: No Currency Account: Yes
Emirati Millionaire Savings
Min Balance to Maintain: AED 0 Monthly Fee: AED 0
Annual Fee: AED 0 Relatinship Manager: No
Currency Account: No
Child Saver Account
Min Balance to Maintain: AED 0 Monthly Fee: AED 0
Annual Fee: AED 0 Relatinship Manager: No
Call Account
Min Balance to Maintain: AED 0 Monthly Fee: AED 25
Relatinship Manager: No Currency Account: Yes

Home Loan Provided by ADCB

Standard Mortgage Loan in UAE
Flat Rate: 3.99% Minimum Salary: AED 8K
Max Loan Amount: AED 24000K Early Settlement Fee: 1.05%
Arrangement Fee: 1.05% Down Payment: 20%
Repayments Up To: 25 years
Mortgage Home Saver
Flat Rate: 4.25% Minimum Salary: AED 40K
Max Loan Amount: AED 25000K Early Settlement Fee: 1.05%
Arrangement Fee: 1.05% Down Payment: 20%
Repayments Up To: 25 years
Mortgage Overdraft
Flat Rate: 7.15% Minimum Salary: AED 8K
Max Loan Amount: AED 25000K Early Settlement Fee: 1.05%
Arrangement Fee: 1.05% Down Payment: 20%

Car Loan Provided by ADCB

Used Car Loans for Self Employed
Flat Rate: 3.25% Minimum Salary: AED 8K
Reducing Rate: 5.9% Max Loan Amount: AED 500K
Early Settlement Fee: 1% Down Payment: 20%
Murabaha New Car Finance – Salaried
Flat Rate: 2.49% Minimum Salary: AED 5K
Reducing Rate: 4.52% Max Loan Amount: AED 1500K
Early Settlement Fee: 1% Down Payment: 20%
New Car Loans for Self Employed
Flat Rate: 2.49% Minimum Salary: AED 8K
Reducing Rate: 4.52% Max Loan Amount: AED 500K
Early Settlement Fee: 1% Down Payment: 20%
New Car Loan
Flat Rate: 2.75% Minimum Salary: AED 5K
Reducing Rate: 4.99% Max Loan Amount: AED 500K
Early Settlement Fee: 1% Down Payment: 20%
Murabaha Used Car Finance – Salaried
Flat Rate: 3.25% Minimum Salary: AED 5K
Reducing Rate: 5.9% Max Loan Amount: AED 1500K
Early Settlement Fee: 1% Down Payment: 20%
Used Car Loan
Flat Rate: 3.25% Minimum Salary: AED 5K
Reducing Rate: 5.9% Max Loan Amount: AED 500K
Early Settlement Fee: 1% Down Payment: 20%
Murabaha Used Car Finance for Self Employed
Flat Rate: 3.25% Minimum Salary: AED 15K
Reducing Rate: 5.9% Max Loan Amount: AED 750K
Early Settlement Fee: 1% Down Payment: 20%
Murabaha New Car Finance for Self Employed
Flat Rate: 2.49% Minimum Salary: AED 15K
Reducing Rate: 4.52% Max Loan Amount: AED 750K
Early Settlement Fee: 1% Down Payment: 20%

Business Loan Provided by ADCB

Flat Rate
Flat Rate: 9.37% Reducing Rate: 17%
Minimum Loan AED 50K Max Loan Amount: AED 2000K
Time In Business: 24 Years Early Settlement Fee: 5%
Min Annual Turnover: AED 1000K
Tenure: 36 Years Approval Time: 7 Days
Processing Fee: 2%
Islamic Business Insta Finance
Flat Rate: 9.37% Reducing Rate: 17%
Minimum Loan AED 50K Max Loan Amount: AED 2000K
Time In Business: 24 Years Early Settlement Fee: 5%
Min Annual Turnover: AED 1000K
Tenure: 36 Years Approval Time: 7 Days
Processing Fee: 2%

Credit Card Provided by ADCB

TouchPoints Platinum Credit Card with MyChoice*
ProfitRate: 3.25% Fx Rate: 2.99%
Minimum Salary: AED 15K Annual Fee: AED 630
Balance Transfer: Yes Cashback: No
Advantages ✓ 1 Touchpoint on every AED spent ✓ Buy1-Get1 free at Vox Cinemas ✓ Free Golf club access
TouchPoints Titanium Credit Card with MyChoice*
ProfitRate: 3.25% Fx Rate: 2.99%
Minimum Salary: AED 8K Annual Fee: AED 0
Balance Transfer: Yes Cashback: No
Advantages ✓ Buy 1 – Get 1 free on movie tickets ✓ Up to 25% OFF on dining bills ✓ 0.75 Touch points on every 1 AED
LuLu Platinum Card
ProfitRate: 3.25% Fx Rate: 2.99%
Minimum Salary: AED 15K Annual Fee: AED 0
Balance Transfer: Yes Cashback: No
Advantages ✓ Earn LuLu points ✓ Free access to airport lounges ✓ Discounts at amusement parksAED
Lulu Titanium Card
ProfitRate: 3.25% Fx Rate: 2.99%
Minimum Salary: AED 8K Annual Fee: AED 0
Balance Transfer: Yes Cashback No
Advantages ✓ Earn up to 3.5 Lulu points on 1 AED spent ✓ Buy 1-Get 1 free offers ✓ Access to airport lounges
Islamic Platinum Card
Fx Rate: 2.99% Minimum Salary: AED 15K
Annual Fee: AED 0 Balance Transfer: No
Cashback: No
Advantages ✓ 1 Touch point on every 1 AED ✓ Free access to airport lounges ✓ Provides purchase protection
Etihad Guest Above Platinum Card
ProfitRate: 3.25% Fx Rate: 2.99%
Minimum Salary: AED 15K Annual Fee: AED 525
Balance Transfer: Yes Cashback No
Advantages ✓ Upto 1.25 Guest miles on every purchase ✓ 12,000 Etihad guest miles as welcome bonus ✓ Up to 25% OFF on dining bills
Touchpoints Infinite Card
ProfitRate: 3.25% Fx Rate: 2.99%
Minimum Salary: AED 40K Annual Fee: AED 1.05K
Balance Transfer: Yes Cashback No
Advantages ✓ Buy1-Get1 free offer at VOX Cinemas ✓ Free access to airport lounges ✓ Earn touch points on every purchase
Islamic Gold Card
Fx Rate: 2.99% Minimum Salary: AED 8K
Annual Fee: AED 0 Balance Transfer: No
Cashback: No
Advantages ✓ 0.75 Touch points on every 1 AED ✓ Convenient bill payments ✓ Provides credit shield
Islamic Classic Card
Fx Rate: 2.99% Minimum Salary: AED 5K
Annual Fee: AED 0 Balance Transfer: No
Cashback: No
Advantages ✓ Earn 0.5 Touchpoints on every 1 AED ✓ Pay bills at ease ✓ Can get credit shield
Etihad Guest Infinite Card
ProfitRate: 3.25% Fx Rate: 2.99%
Minimum Salary: AED 40K Annual Fee: AED 2.625k
Balance Transfer: Yes Cashback No
Advantages ✓ Upto 3 Guest Miles on every AED spent ✓ Complimentary travel discounts ✓ Free access to golf clubs
Traveller Credit Card
ProfitRate: 3.25% Fx Rate: 0%
Minimum Salary: AED 30K Annual Fee: AED 1.05K
Balance Transfer: Yes
Advantages ✓ 20% OFF on travel bookings ✓ 20% OFF on Careem rides ✓ 2 Touchpoints on every 1 AED
Business Platinum Credit Card
ProfitRate: 3.25% Fx Rate: 2.99%
Annual Fee: AED 208 Balance Transfer: Yes
Cashback Yes
Advantages ✓ 1% cashback on business transactions ✓ Up to 30% business savings ✓ Buy 1 – Get 1 free offers
Etihad Guest Signature Credit Card
ProfitRate: 3.25% Fx Rate: 2.99%
Minimum Salary: AED 20K Annual Fee: AED 1.05K
Balance Transfer: Yes Cashback No
Advantages ✓ 35000 Etihad Guest Miles as Sign up Bonus ✓ 30% off on dining and shopping ✓ Earn miles on every dirham spent
Betaqti Credit Card
ProfitRate: 3.25% Fx Rate: 2.99%
Minimum Salary: AED 5K Annual Fee: AED 2.1K
Balance Transfer: Yes Cashback No
Advantages ✓ 300,000 touchpoints as welcome bonus ✓ Buy 1 – Get 1 free on movie tickets ✓ 20% off on Careem rides

Personal Loan Provided by ADCB

Salam Personal Finance for Expats
Flat Rate: 2.61% Minimum Salary: AED 5K
Reducing Rate: 4.75% Max Loan Amount: AED 1500K
Early Settlement Fee: 1.05% Arrangement Fee: 1.05%
Personal Loan for UAE Nationals
Flat Rate: 2.89% Minimum Salary: AED 5K
Reducing Rate: 5.25% Max Loan Amount: AED 0
Early Settlement Fee: 1.05% Arrangement Fee: 1.05%
Advantages ✓ Free ADCB Credit Card ✓ Free Credit life insurance ✓ Salary overdraft up to 3 times
Education Finance
Flat Rate: 5.51% Minimum Salary: AED 8K
Reducing Rate: 10% Max Loan Amount: AED 250K
Early Settlement Fee: 1.05% Arrangement Fee: 1.05%
Islamic Banking Personal Finance For UAE Nationals
Flat Rate: 2.75% Minimum Salary: AED 10K
Reducing Rate: 5% Max Loan Amount: AED 4000K
Early Settlement Fee: 1.05% Arrangement Fee 1.05%
Personal Loan for Expats
Flat Rate: 3.3% Minimum Salary: AED 5K
Reducing Rate: 6% Max Loan Amount: AED 1500K
Early Settlement Fee: 1.05% Arrangement Fee: 1.05%
Advantages ✓ Free ADCB Credit Card ✓ Free Credit life insurance ✓ Salary overdraft up to 3 times

Current Account Provided by ADCB

Etihad Guest Current account
Min Balance to Maintain: AED 0 Monthly Fee: AED 25
Annual Fee: AED 0 Relatinship Manager: No
Currency Account: No
Savings Account
Monthly Fee: AED 0 Minimum Salary: AED 5K
Currency Account: Yes

Deposit Account Provided by ADCB

Fixed Deposit – 9 months
Min Balance to Maintain : AED 5K Monthly Fee: AED 0
Annual Fee: AED 0 Relatinship Manager: No
Currency Account: Yes
Fixed Deposit- 12 months
Min Balance to Maintain : AED 5K Monthly Fee : AED 0
Annual Fee: AED 0 Relatinship Manager: No
Currency Account: Yes
Fixed Deposit- 3 months
Min Balance to Maintain: AED 5K Monthly Fee: AED 0
Annual Fee: AED 0 Relatinship Manager: No
Currency Account: Yes
Fixed Deposit- 6 months
Min Balance to Maintain: AED 5K Monthly Fee: AED 0
Annual Fee: AED 0 Relatinship Manager: No
Currency Account: Yes

Islamic Account Provided by ADCB

Excellency Banking
Min Balance to Maintain: AED 500K Monthly Fee: AED 0
Annual Fee: AED 0 Relatinship Manager: Yes
Currency Account: Yes
Privilege Club
Min Balance to Maintain: AED 200K Monthly Fee: AED 0
Annual Fee: AED 0 Relatinship Manager: Yes
Currency Account: Yes
Excellency Islamic Banking
Min Balance to Maintain: AED 500K Monthly Fee: AED 0
Annual Fee: AED 0 Relatinship Manager: Yes
Currency Account: Yes
Islamic Banking : Millionaire Destiny Savings Account (MDSA)
Min Balance to Maintain: AED 0 Monthly Fee: AED 0
Annual Fee: AED 0 Minimum Salary: AED 8K
Relatinship Manager: Yes Currency Account: Yes
Emirati Millionaire Savings
Min Balance to Maintain: AED 0 Monthly Fee: AED 0
Annual Fee: AED 0 Relatinship Manager: No
Currency Account: No
Child Saver Account
Min Balance to Maintain: AED 0 Monthly Fee: AED 0
Annual Fee: AED 0 Relatinship Manager: No
Fixed Deposit – 9 months
Min Balance to Maintain: AED 5K Monthly Fee: AED 0
Annual Fee: AED 0 Relatinship Manager: No
Currency Account: Yes
Fixed Deposit- 12 months
Min Balance to Maintain: AED 5K Monthly Fee: AED 0
Annual Fee: AED 0 Relatinship Manager: No
Currency Account: Yes
Fixed Deposit- 3 months
Min Balance to Maintain: AED 5K Monthly Fee: AED 0
Annual Fee: AED 0 Relatinship Manager: No
Currency Account: Yes
Fixed Deposit- 6 months
Min Balance to Maintain: AED 5K Monthly Fee: AED 0
Annual Fee: AED 0 Relatinship Manager: No
Currency Account: Yes
Aspire
Min Balance to Maintain: AED 3K Monthly Fee: AED 25
Annual Fee: AED 0 Relatinship Manager: No
Currency Account: Yes

Premier Account Provided by ADCB

Offshore Banking – ADCB Jersey
InterestRate: 0% Min Balance to Maintain: AED 92K
Monthly Fee: AED 0 Annual Fee: AED 0
Relationship Manager: Yes Currency Account: Yes
Excellency Banking
Min Balance to Maintain: AED 500K Monthly Fee: AED 0
Annual Fee: AED 0 Relationship Managerr: Yes
Currency Account: Yes
Privilege Club
Min Balance to Maintain: AED 200K Monthly Fee: AED 0
Annual Fee: AED 0 Relationship Manager: Yes
Currency Account: Yes
Excellency Islamic Banking
Min Balance to Maintain: AED 500K Monthly Fee: AED 0
Annual Fee: AED 0 Relationship Manager: Yes
Currency Account: Yes

Childrens Account Provided by ADCB

Child Saver Account
Min Balance to Maintain: AED 0 Monthly Fee: AED 0
Annual Fee: AED 0 Relatinship Manager: No

Frequently Asked Questions

GENERAL
⭐ What is UAEFTS?

UAEFTS stands for the UAE Funds Transfer System. It is the latest portal of the UAE Central Bank to be used for both Inward and Outward AED transactions within the UAE.

⭐ What are the ways of banking available in ADCB?

ADCB provides internet banking, phone banking, mobile banking, SMS banking, online chat to the customers.

⭐ What is the full form of ADCB bank?

The ADCB stands for – Abu Dhabi Commercial Bank.

⭐ Where is the ADCB in Dubai?

To find the location of ADCB in Dubai and in UAE you can visit ADCB customer care page.

⭐ What are the working hours of ADCB Bank?

ADCB Bank works -Saturday to Thursday from 8:00 AM to 3:00 PM or 8:00 Am to 4:00 PM

⭐ What is the Location of ADCB Bank?

To find the location of ADCB Bank anywhere in UAE you can visit ADCB customer care page.

⭐ Where is ADCB Bank main branch?

The ADCB Bank main branch is located in Abu Dhabi, United Arab Emirates

⭐ What is the ADCB Bank number?

You can call on +971 600502030 to instantly connect with ADCB Bank customer service or you can visit our customer care page to get the Contact details of a particular ADCB bank branch.

⭐ What are the working days of ADCB Bank?

The ADCB Bank is open from Saturday to Thursday.

⭐ How to contact ADCB Bank?

The bank provides customer support 24/7 to its customers. You can get in touch with the bank via call or email on +971 600502030 and [email protected]

⭐ What is the ADCB Bank swift code?

The ADCB Swift code (8 characters)- ADCBAEAA

⭐ Is ADCB a government bank?

The Abu Dhabi Commercial Bank ( ADCB ) is owned by the Government of Abu Dhabi through the Abu Dhabi Investment Authority (ADIA) holding 65% of ADCB shares.

⭐ Is ADCB Bank open on Saturday?

Yes, ADCB Bank is open on Saturday’s.

ACCOUNTS
⭐ Do I need an IBAN for all of my ADCB accounts?

Yes, for every Current Account you hold ADCB, Savings and/or Call Account IBAN is required in order to . For Fixed deposits or credit cards IBAN is not required.

⭐ Do I need an IBAN for all of my ADCB accounts?

Yes, for each current, savings and call account you hold in ADCB need IBAN number. For fixed deposits or Credit Cards, IBAN is not required.

⭐ Can I get my IBAN on ADCB online banking?

Yes. You can get your IBAN by logging to your ADCB online banking portal.

⭐ Are there any maintenance charges levied for ADCB Online Banking?

No. ADCB Online banking service is provided for free.

⭐ Is the ADCB internet banking services provided 24/7?

Yes. You can avail ADCB Internet Banking services 24/7 from any place.

⭐ Does ADCB online banking login requires my account number?

No. You can login to ADCB Online Banking with your ADCB Customer ID or Nickname.

⭐ Can I make my ADCB Credit Card Payment through online banking?

Yes. Through ADCB internet banking, you can make your credit card payment.

⭐ How can I open the ADCB salary account?

To open the ADCB salary account one should have a minimum salary of AED 5000. The Applicant can open an ADCB salary account through –

  • ADCB Online banking
  • ADCB Mobile banking
  • Visiting the nearest Bank branch

⭐ how to open an ADCB bank account online?

You can instantly open the ADCB Active Saver Account through ADCB personal Internet banking.

⭐ How to get ADCB bank statements online?

To get ADCB Bank statement online you can

  • log in to ADCB personal banking
  • go to Tools & Resources option and
  • generate E-statement

⭐ What is the procedure to close the ADCB bank account?

To close the bank ADCB bank account one has to visit the nearest ADCB branch and submit the request to close the account.

⭐ What is ipin in ADCB bank?

The ADCB ipin i.e Internet pin or Internet Personal identification is the password to perform Internet banking. To view your online account and perform online activities.

⭐ How can I open the ADCB Bank zero balance account?

ADCB Active Saver Account is the Zero balance account provided by ADCB Bank but only existing ADCB current account or savings account holders are eligible.

⭐ Does ADCB Bank offer business account?

The ADCB Bank business banking offers you 5 different types of business accounts. You can choose a business account that suits your business.

LOANS
⭐ Can I get ADCB Bank personal loan details?

ADCB personal loan is the most rewarding loan in UAE. Both expatriates and UAE nationals can apply for the loan.

  • The Interest rate on the personal loan for UAE Nationals is 5.25% p.a
  • The Interest rate on the personal loan for UAE Expats is 6.25% p.a

To get the complete detail about ADCB personal loan you can visit ADCB personal Loan
Page.

⭐What is the interest rate of the ADCB Bank loan?

ADCB Bank Provides Personal, Home, Car, and Business loans to its customers. The Interest rate on loans varies from 2.5 to 9.5%. You can check it in the above products list.

CARDS
⭐ Can I make my ADCB Credit Card Payment through online banking?

Yes. Through ADCB internet banking, you can make your credit card payment.

⭐ What is touchpoints in ADCB Bank?

ADCB Touchpoints is the Rewards program where you can earn points every time you spend with your debit or credit card and when you invest or opt for a finance solution through ADCB.

⭐ What are the offers provided on ADCB credit cards?

ADCB offers various credit cards for different purposes to suit everyone’s needs. You can even enjoy the different features like High discounts on travel bookings, careem rides, movie tickets, etc with an annual fee ranging from AED 0 – AED 2.6K and many more.

Latest Updates About ADCB

The last steps of the integration journey following the merger of ADCB and UNB – 02 April 2020

From 2nd April 2020, all the former UNB customers will have complete ADCB banking experience and access to comprehensive digital banking services. The Accounts, along with any Loans, Deposits, and Investments, will be automatically transferred to ADCB.

ADCB launches digital platform ‘ADCB trade booster’ to help businesses build global trade partnerships – 10 March 2020

ADCB trade booster all-new digital platform will help identify businesses that are looking to trade goods internationally and will provide insight on regulations and trade tariffs for the relevant countries.

UNB customers can use the same Credit Cards, Debit Cards & ATMs’ – 01 May 2019

All former UNB customers can use the same Credit Cards, Debit Cards & ATMs’, Online and Mobile Banking Platforms. There are no changes to your bank account number, you can continue using it. All banking channels for former UNB customers now carry the ADCB brand and logo.